independent insurance for career people
Permanent Health Insurance
Will a hazardous pastime affect the premium I pay for Income Protection?
Permanent Health Insurance (PHI) is a type of income protection policy. If you take part in a hazardous pastime such as rock climbing, scuba diving or caving, you may be required to fill out an additional questionnaire relating to the activity in which you participate.
If it is then regarded as higher risk, you may be asked to pay a slightly higher Permanent Health Insurance premium than somebody who does not take part in this event, due to the increased risk of injury leading to potential time off work.
For further information on how hazardous pastimes can affect you PHI premiums you need look no further than the advice of our trained staff at Daai Financial Independent Tailoring. Our staff are salaried, not paid commission on the products that they sell, meaning we are able to offer you a whole of market service that is truly independent.
We will search the UK market for Permanent Health Insurance cover on your behalf to try to save you time, money and the most suitable product for your circumstances.
Our Permanent Health policy comparison service is free (unless you opt to pay a fee for our advice). Click now to compare permanent health insurance policies by completing our short online quote form.
Daai Insurance Services Limited is authorised and regulated by the Financial Services Authority. This can be checked on the FSA Register by visiting its web site at www.fsa.gov.uk/register.
Daai Insurance Services Limited. Company No: 856706 registered in England at Shurdington Road, Cheltenham Spa, Gloucestershire GL51 4UE.