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Critical Illness
Will the policy cover Breast Cancer?
Critical Illness policies cover different illnesses depending on which one you take out. If you are diagnosed as having Breast Cancer and cancer is listed as one of the critical illnesses that are covered, then yes it should.
Every assurance policy contains definitions of each illness so you would need to ensure that your condition matches the definition in your policy. To try to avoid confusion for customers the Association of British Insurers has agreed definitions for a range of 'core' illnesses, such as cancer meaning that, for example, if you were diagnosed as having a malignant tumour then the policy will pay a benefit.
Critical Illness Assurance will only pay a benefit at the point of you having been diagnosed by a professional, probably after you have undergone some medical tests.
You should be aware that some policies have stipulations meaning that the insurance company would not pay a benefit if you died within a short time of being diagnosed as a result of a critical illness. With one company you have to survive for at least 28 days after diagnosis which can make it a sensible option to take out a policy that includes life assurance cover.
Daai Financial Independent Tailoring can advise specifically on cover for specific illnesses such as Breast Cancer and will also be able to answer and advise you on any other questions you may have on critical illness assurance cover.
Our critical assurance comparison service is free (unless you opt to pay a fee for our advice).
Our staff are not paid commission on the products they sell, but are salaried. This means that they will act in your best interests, in a truly independent manner when comparing and advising you on the critical illness assurance policies available to you within the UK marketplace.
Comparing critical illness assurance with us means that you will have access to the entire UK critical illness assurance marketplace. All you need to do is complete our online quote form by click on the Get a Quote button above.
Daai Insurance Services Limited is authorised and regulated by the Financial Services Authority. This can be checked on the FSA Register by visiting its web site at www.fsa.gov.uk/register.
Daai Insurance Services Limited. Company No: 856706 registered in England at Shurdington Road, Cheltenham Spa, Gloucestershire GL51 4UE.