Critical Illness Cover, Critical Illness UK

Critical Illness

Who would benefit from Critical Illness cover?

Critical Illness cover is suitable for anyone who would suffer financially if they were to suffer a critical illness, or become permanently and totally disabled.

If you are single, even with no dependents, critical illness cover is a good solution for you in should the worst occur as you would not have anybody else's income to fall back on.

You may think that the state would help in such circumstances, which they do to a point. After 28 weeks of being too ill to work you would have to take and pass a test to check your ability to do any type of work. This could mean that even though you were unable to do your previous role that you may be well enough to collect trolleys at the local supermarket or work packing items in a factory. If you fail such a test your benefits may stop.

If you had a heart attack would you want the added stress that you have to go back to work quickly? You would risk the non-payment of your mortgage and hence your single biggest asset - your home.

If you suffer a critical illness would you want the choice when or perhaps whether to return to work?

You may have an illness that can be treated relatively easily and will not affect the quality of your life over the long term. But there is the chance that you may suffer from such an illness, or become permanently and totally disabled that will end up affecting the rest of your life. Receiving a lump sum to pay off your mortgage or to make required modifications to your house would be particularly useful at such a time.

If you have a child that was diagnosed with a critical illness and was in a hospital many miles away, you would want to either stay with them, or at least visit them everyday. However could you afford to do that? Most critical illness insurance policies include benefits that would cover such circumstance without affecting your personal benefits and for no extra cost.

Daai Financial Independent Tailoring can advise you further on all aspects of critical illness assurance. Comparing critical illness assurance with us means that you will have access to the entire UK critical illness assurance marketplace. All you need to do is complete our online quote form.

Our critical assurance comparison service is free (unless you opt to pay a fee for our advice).

Our staff are not paid commission on the products they sell, but are salaried. This means that they will act in your best interests, in a truly independent manner when comparing and advising you on the critical illness assurance policies available to you within the UK marketplace.

Comparing critical illness assurance with us means that you will have access to the entire UK critical illness assurance marketplace. All you need to do is complete our online quote form by click on the Get a Quote button above.

Daai Insurance Services Limited is authorised and regulated by the Financial Services Authority. This can be checked on the FSA Register by visiting its web site at www.fsa.gov.uk/register.
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