Car insurance rating guide
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Car Insurance

Car Groups

What are insurance groups, and how do they affect me?

Your choice of car will affect your insurance premium, cars of a higher group will mean a higher premium. Generally car groups indicate the risk to an insurer of covering a particular vehicle. The higher the car group, the higher the premium you will be charged.

As you move up into the highest car groups including luxury and performance cars, certain restrictions will apply. Your excess may well increase and there might be compulsory security and parking requirements.

Different insurance companies use different car group scales and so one vehicle might be quite acceptable to one insurance company but not with another. Daai have a panel of insurance schemes with many variants on how the same vehicle may be rated.

Get a quote with Daai online in minutes. Please call us on 0800 028 3571 if you want to discuss the group rating of your vehicle.

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Daai Insurance Services Limited is authorised and regulated by the Financial Services Authority. This can be checked on the FSA Register by visiting its web site at www.fsa.gov.uk/register.
Daai Insurance Services Limited. Company No: 856706 registered in England at Shurdington Road, Cheltenham Spa, Gloucestershire GL51 4UE.