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CCJ Mortgages
I have an unsatisfied County Court Judgement (CCJ) will I be able to get a mortgage?
A CCJ (County Court Judgement) that is either satisfied or unsatisfied will not preclude you from getting a mortgage. There are many lenders in the market prepared to lend to clients with multiple CCJs. The mortgage rate offered will depend upon the size of the CCJ(s) and the how old the CCJ is.
If you have unsatisfied CCJs then the number of lenders prepared to offer you a mortgage is reduced however it is still possible to secure a mortgage either to buy a new property or to remortgage you existing property - possibly to repay existing debts.
Many lenders will ignore satisfied CCJs for less than £250 and some will ignore satisfied CCJs altogether or those that are a number of years old. Speak to an independent mortgage adviser such as Daai Financial and get immediate advice by a qualified adviser.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Daai Financial Independent Tailoring is a trading name of Daai Independent Financial Services Limited which is authorised and regulated by the Financial Services Authority. This can be checked on the FSA Register by visiting its web site at www.fsa.gov.uk/register.
Daai Independent Financial Services Limited. Company No: 4132605 registered in England at Shurdington Road, Cheltenham Spa, Gloucestershire GL51 4UE.