About Us

• Introducing Daai
• Our Commitments
• General Insurance
• Commercial Insurance
• IFA Service
• Customer Care
• Affinity Relationships
• Company Structure
• Complaint Procedures
• FSA Information
• Contact Information
• Email a Query
• Branch Locator
• Security
• Terms & Conditions
• Media Centre
• Affiliates Programme
• Letting Agents

IFA Service

Daai Financial Independent Tailoring ( EFIT ) is our IFA company regulated by the FSA. Unlike a traditional IFA, where clients are visited in their homes for several hours at a time by advisors eager to explore every avenue for a sale, EFIT operates from a centralised call centre which is supported by a revolutionary, and user-friendly, web site.

A call centre operation is ideal for regulated advice as all calls are recorded and kept in electronic client files. This ensures that in future, if there are any queries over advice or products sold, a full transcript of any conversations can be reproduced.

The EFIT operation currently comprises twenty four qualified advisors and administrative support staff.

Quotes and Advice

Professionals need good sound financial advice but probably don't have the time to spend in front of an advisor. Our web and call centre facilities are, therefore, highly convenient for instant access to advice.

Many professional people already have a broad idea of what financial advice they require and simply want to know which is the best product in the market.

Busy professionals prefer their advice to be offered at a time that suits them and are quite happy to receive information over the telephone.

We therefore feature a wide range of simple calculators showing the best deals available for life, mortgage, pensions and investments. They can even locate who provides the best credit card rates and the lowest gas or electricity tariffs. These on-line facilities are supported by a call centre staffed with qualified professionals who can offer additional advice and cover over the phone.

Products and Services

EFIT select from the entire market place and therefore always give best advice. We work on behalf of our clients and not for a particular company.

Based on the various profiles of career people we broadly advise as follows:

Students

Financial advice for those starting out, the importance of pension planning, taking out income protection provision (sick pay), savings advice, graduate mortgages with higher income multiples to reflect future earnings potential, generous underwriting considerations where student debt can often be ignored.

Young Career Climbers

Flexible mortgage products to allow equity release for setting up in business, family protection through life and critical illness assurance, retirement planning, full financial advisory service.

Established Careerists

Competitive and flexible mortgage and re-mortgage service, buy to let mortgages and investment mortgages, family protection through life and critical illness assurance, corporate financial planning, review of employer and employee benefits, savings and investment advice, inheritance tax planning, retirement planning and reviews.

Our mortgage service is of particular interest. Technology allows us to identify the best up to the minute deals from over 4000 offerings in the marketplace at any one time. Far from just providing product information we manage the whole mortgage process on behalf of lenders turning what is normally an administrative headache into a smooth and simple process.

There are many other products and services offered through our IFA operation including:

• Key Person Insurance
• Partnership Protection
• Corporate Benefits - Group Life Assurance, Sickpay Schemes
• Private Healthcare
• Income Protection
• Personal Accident
• Unsecured Personal Loans